Montana family guide
Montana Assisted Living: How to Find the Right Community
Looking for assisted living in Montana can feel urgent and confusing. This guide explains what assisted living is in our state, how homes are licensed, what care typically costs, how the Big Sky Waiver works, and how to compare communities in cities from Missoula to Billings. When you are ready, our referral help is free for families.
What assisted living means in Montana
Assisted living is designed for adults who want to keep as much independence as possible while getting reliable help with everyday tasks. That usually includes meals, housekeeping, medication reminders or assistance, help with bathing or dressing, and a staffed setting where someone can respond if a resident needs support. It sits between living fully independently at home and needing a skilled nursing facility for round-the-clock clinical care.
Families in Montana often start searching after a fall, a hospital discharge, progressive memory changes, or when caregivers at home are exhausted. The right community should match the person’s care needs, personality, budget, and preferred town—not just the first place with an open bed.
Montana Assisted Living is an independent referral service. We are not a care provider and we do not operate facilities. We maintain a statewide list of licensed communities, help you clarify needs, check availability by phone, and support tours and move-in planning. Families do not pay us for this help.
How Montana licenses assisted living
Licensing matters because it sets the rules for staffing, resident rights, medication practices, and the kinds of care a home may offer. In Montana, the Department of Public Health and Human Services (DPHHS), through its Licensure Bureau, licenses Assisted Living Facilities under the Administrative Rules of Montana, Title 37, chapter 106, subchapter 28.
Older Montana statutes also referred to personal-care facilities with Category A and Category B designations. Today’s assisted living rules organize facilities into Categories A, B, C, and D, reflecting different levels of resident need:
- Category A — Typical assisted living for residents who need personal care but generally do not require ongoing skilled nursing, restraints, or full medication administration by staff beyond allowed assistance.
- Category B — Allows care for residents with higher medical needs (within the scope of the license), including situations that may involve skilled nursing or medication assistance beyond Category A limits, subject to DPHHS rules and facility policies.
- Category C — Intended for residents with severe cognitive impairment who need a secure or specialized memory-care setting, with additional requirements for that level of care.
- Category D — A newer intensive assisted living category aimed at more complex behavioral and neurocognitive needs that fall between standard assisted living and inpatient psychiatric care.
When you tour, ask which category beds the community is licensed for, how they assess new residents, and what would trigger a move to a higher level of care. You can also review licensing information through DPHHS. License status and surveys change, so confirm details before you decide.
Related reading: our overview of Montana care facilities compares assisted living with personal care homes, memory care, and skilled nursing.
Typical costs of assisted living in Montana
Cost is one of the first questions families ask, and the honest answer is that rates vary widely by community, room type, and care level. A useful statewide benchmark comes from the CareScout Cost of Care Survey (CareScout publishes the long-term care cost data formerly associated with Genworth).
In the CareScout 2025 Cost of Care data for Montana, the median annual cost for an assisted living community is about $72,900, which is roughly $6,075 per month. For context, the 2024 Genworth/CareScout Montana median was about $73,605 per year (around $6,134 per month). National medians move each year as well, so treat these figures as planning anchors, not quotes.
What usually changes the monthly bill:
- Private studio or one-bedroom versus a shared room
- Memory care or higher care tiers
- Medication management, incontinence care, or two-person assists
- Community location (resort and growing metro areas often price higher)
- Second-person fees if a couple moves in together
Ask for a written rate sheet, a list of what is included, and how care-level increases are billed. Compare total expected monthly cost, not only the base rent.
Medicaid and the Big Sky Waiver
Private pay and long-term care insurance cover many Montana assisted living stays. Some families also explore Medicaid. Montana’s primary pathway for Medicaid support in community residential settings is the Big Sky Waiver (BSW), a Home and Community-Based Services waiver administered through DPHHS Senior and Long-Term Care.
In broad terms, Big Sky Waiver eligibility typically requires financial eligibility for Medicaid, age 65+ or meeting Social Security Administration disability criteria, a need that can be met through waiver services, and a nursing-facility level of care determination. The program helps people who would otherwise need institutional care remain in community settings when appropriate.
Important limits families should know:
- Medicaid generally covers approved care services, not room and board.
- The Big Sky Waiver often has a waiting list.
- The facility must be appropriately licensed for the member’s needs.
- Application and level-of-care steps involve Mountain Pacific Quality Health and the Office of Public Assistance.
We help Medicaid and Big Sky Waiver families at no cost. For eligibility questions, also contact your local Area Agency on Aging or the resources listed on the DPHHS Big Sky Waiver page.
How to choose an assisted living community
A good search is structured. Rushing after a hospital discharge is common, but a short checklist still protects your family.
- Define care needs. Mobility, memory, medications, night-time needs, and behaviors matter more than décor.
- Set a realistic budget. Include care fees and what happens if needs increase.
- Pick geography. Being near adult children or a familiar clinic often outweighs a longer drive to a prettier campus.
- Confirm license and specialty. Ask about Category A/B/C/D beds and memory-care capability.
- Tour more than once if you can. Visit at a meal time. Watch how staff speak to residents.
- Ask about openings in real time. Online directories go stale; we call communities to confirm.
- Read the resident agreement. Look at discharge criteria, rate increases, and refund policies.
- Talk with current families when the community allows it.
If you want a second set of hands, tell us what you need and we will shortlist options that fit.
Assisted living by major Montana city
Below is a static snapshot of licensed communities in Montana’s largest cities from our statewide directory of more than 200 facilities. Names and bed counts come from licensing and public listing data we maintain; availability changes and must be confirmed. For the full searchable list, open the Montana assisted living directory.
Missoula
- At Home Also
- At Home Assisted Living
- Edgewood Missoula Senior Living LLC
- Flor-Haven Home (PC)
- Missoula ALF Operations, LLC
- Missoula Valley Senior Living
- NorthCare Missoula A
- NorthCare Missoula B
- Quality Assisted Care Inc, Bee Hive Homes of Missoula #1
- Quality Assisted Care Inc, Bee Hive Homes of Missoula #4
- Quality Assisted Care Inc. Bee Hive Homes of Missoula #5
- Quality Assisted Care Inc., Bee Hive Homes of Missoula #2
- Quality Assisted Care Inc., Bee Hive Homes of Missoula #3
- Senescence Care Inc.
- Senescence Care The Vista's House
- Springs at Missoula
- The Village Senior Residence
Billings
- Aspen Meadows ALF Operations, LLC
- Autumn Care Center Personal Care
- Autumn Springs Assisted Living
- Butterfly Homes
- Butterfly Homes II
- Canyon Creek Memory Care Community
- Cashmur Assisted Living
- Constant Care of Montana
- Edgewood Billings Senior Living, LLC
- Gallaghers Assisted Living
- Gallaghers Assisted Living II
- Gallaghers Assisted Living III
- Good Day Assisted Living
- Highgate Billings LP
- Langemo Cottage at St Johns
- Liggett Cottage
- Moorberg Cottage at St Johns
- Morning Star of Billings - ALF
- Nefzger Cottage
- Right Heart Assisted Living Facility
- Right Heart Memory Care
- SkyRidge Cottage 1
- SkyRidge Cottage 2
- Tendernest 1B
- Tendernest 6B
- Tendernest 7B
- Tendernest LLC 2B
- Tendernest LLC 3B
- Tendernest LLC 4B
- Tendernest LLC 5B
- The Legacy Assisted Living
- The Springs at Grand Park
- TLC Assisted Living
- Tree Of Life Care Group LLC
- TSMM Management, LLC DBA Primrose of Billings
- Villa at River Ridge
- Vista at Mission Ridge
- Westpark Village
- Wyndstone
- Your Home Away from Home Assisted Living
- Your Home Away From Home II
Bozeman
- Birchwood at Hillcrest
- Bozeman Lodge
- Brookdale Springmeadows
- High Country Care
- Highgate Senior Living
- HSRE Springs VII LLC DBA Springs at Bozeman
- Hyalite Care
- Spring Creek Inn Memory Care Community
Kalispell
- Echoview Assisted Living, LLC
- Edgewood Kalispell Senior Living LLC
- Friendship House Inc.
- Immanuel Living d/b/a The Terraces at Buffalo Hill
- Kalispell Community Healthcare LLC
- Renaissance Senior Care - Liberty
- Tenderheart Senior Living Inc dba Bee Hive Homes of Kalispell 2
- Tenderheart Senior Living Inc dba Bee Hive Homes of Kalispell 3
- Tenderheart Senior Living Inc. dba Bee Hive Homes of Kalispell
- WEL-Life at Kalispell
Great Falls
- Azalea Place Adult Family Home Inc.
- BeeHive Homes of Great Falls II Clover Home
- BeeHive Homes of Great Falls II Fireweed Home
- BeeHive Homes of Great Falls II Huckleberry Home
- BeeHive Homes of Great Falls II Linden Home
- BeeHive Homes of Great Falls II Maple Home
- BeeHive Homes of Great Falls II Mesquite Home
- BeeHive Homes of Great Falls II Pine Tree Home
- BeeHive Homes of Great Falls II Sage Home
- Bluebird Assisted Living
- Goldstone
- Great Falls Plaza dba Golden Eagle Plaza
- Headwaters Assisted Living, LLC
- Highgate Great Falls
- Hosanna Assisted Living Home
- Lodge Senior Living Community
- Meadowlark Assisted Living
- MT Gems Inc. dba Ruby House
- MT Gems Inc. dba Sapphire House
- Park View Assisted Living
- Rainbow Senior Living of Great Falls
- Renaissance Senior Care - Clark
- Renaissance Senior Care - Lewis
- Rivers Edge Assisted Living
- The Timbers and Reflections at The Grandview at Benefis
Helena
- Caslen Living Centers Inc. dba Son Heaven Assisted Living I
- Caslen Living Centers Inc. dba Son Heaven Assisted Living II
- Edgewood Helena Senior Living LLC
- Masonic Home of Montana
- Quality Senior Care LLC DBA Bee Hive Homes of Helena #11
- Quality Senior Care LLC DBA Bee Hive Homes of Helena #13
- Quality Senior Care LLC DBA Bee Hive Homes of Helena #16
- Quality Senior Care LLC DBA Bee Hive Homes of Helena #18
- Quality Senior Care LLC DBA Bee Hive Homes of Helena #9
- Quality Senior Care LLC dba Bee Hive Homes of Helena (North)
- Renaissance Senior Care - Helena
- Renaissance Senior Care - Stone Meadow
- Renaissance Senior Care Wildwood North
- Renaissance Senior Care Wildwood South
- Sharon's Sunshine Care LLC
- Touchmark on Saddle Drive
Butte
- Bee Hive Homes of Butte, Inc
- Bee Hive Homes of Butte, Inc.
- Bee Hive Homes of Butte, Inc.
- Big Sky Senior Living
- Big Sky Senior Living
- Springs at Butte
This list is not exhaustive of every town in Montana. Browse all counties or ask us to check openings near a specific address.
Frequently asked questions
What is assisted living in Montana?
Assisted living is a licensed residential setting for older adults and people with disabilities who need help with daily activities such as bathing, dressing, medications, or meals, but do not need continuous hospital-level nursing care. In Montana these homes are licensed by the Department of Public Health and Human Services (DPHHS) as Assisted Living Facilities.
How does Montana license assisted living?
Montana DPHHS licenses Assisted Living Facilities under ARM 37.106 Subchapter 28. Facilities are categorized A, B, C, and D based on the level of care they are approved to provide. Category A covers typical personal care. Category B allows higher medical needs for a limited number of residents. Category C covers secure memory-care settings for people with severe cognitive impairment. Category D is a newer intensive level for complex behavioral and neurocognitive needs. Always confirm a community's current license category with DPHHS or the facility.
How much does assisted living cost in Montana?
According to the CareScout 2025 Cost of Care Survey, the median annual cost of an assisted living community in Montana is about $72,900, or roughly $6,075 per month. Actual prices vary by city, room type, and care level. Memory care and private suites usually cost more. Ask each community for a current rate sheet.
Does Medicaid pay for assisted living in Montana?
Montana's Big Sky Waiver (a Medicaid Home and Community-Based Services waiver) can help pay for assisted living services for people who are financially eligible for Medicaid and meet a nursing-facility level of care. Medicaid does not pay room and board. The program often has a waiting list. Contact Mountain Pacific Quality Health or your local Office of Public Assistance to apply, and we can still help you compare communities at no cost.
Is your help really free for families?
Yes. Families never pay us. When a family moves into a partner community, that community may pay us a referral fee. You are always free to choose any licensed community, including ones that are not partners. We do not charge fees related to Medicaid-funded placements.
How do I start looking for assisted living in Montana?
Use our directory to browse communities by county and city, then submit a free inquiry or call us. We will clarify care needs and budget, check current openings by phone, and help arrange tours. Availability changes often, so a live check matters more than an online listing alone.
Ready for free, local help?
Share your loved one’s needs, budget, and preferred town. We will check openings and help you compare Montana assisted living options—at no cost to your family.
Start your free request Call (406) 551-3366
Also exploring broader options? See our Montana care facility guide.